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Terms and Conditions

Use of the Website
The information contained in this website is for general information purposes only. The information is provided by Cloud Atlas Investing and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data in connection with, the use of this website.
Through this website, you are able to link to other websites which are not under the control of Cloud Atlas Investing. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Cloud Atlas Investing takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

International African Markets Disclosure Statement
There are few risks associated with investing in International African markets and they are set our below.

Liquidity Risk
Certain Investments may be illiquid, based on supply and demand dynamics at work in the specific country stock market, as a result of economic, social and political development in a country, and/ or certain markets may have restrictions or limitations to the liquidity of certain Investments and you may not be able to unwind a position as quickly as you may require.
We operate in 15 African countries which have different operating times and settlement dates, this is another reason why it takes over 2 days to execute a baskets.

Foreign currency Risk
The Cloud Atlas Investment products offer a currency hedge. Currencies are very volatile and the swings in currency can cause moves in the pricing of the product. In international African markets some currencies are prone to sudden adjustments and this will affect the value of your investment of investment transaction. There may be specific foreign exchange restrictions applicable to such market and foreign exchange convertibility and these may cause unexpected delays in converting foreign currency. It is important to note that some countries have foreign exchange controls which may include the suspension of the ability to exchange or transfer currency or the devaluation of the currency.

Political Risk
Investment’s returns may suffer as a result of political changes or instability in a country. The instability could originate as a result of a change in government, legislative bodies or other foreign policy decision. The perceived or actual disruptions as a result of government decisions or outcomes could affect the value of your Investments.

Policies and contact details
Cloud Atlas Maintains the following policies:
– Complaints resolution policy,
– Treating customers fairly policy and
– Conflicts of interest
Cloud Atlas complies with all the regulation set out in the:
– Protection of Personal Information Notice and
– the Financial Intelligence Centre Act.
To formally raise complaints kindly email us on admin@cloudatlasinvesting.com.
Write us at: PO Box 268
Randburg
2194
Or contact us on the details contained at www.cloudatlasinvesting.com/contact/.

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